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Let's talk through the structure.

30 minutes · Phone callHave your most recent mortgage statement handy and Joshua can get you accurate quote options.

Prefer to talk right now? Call or text (949) 779-5804

Who you'll be talking to

Joshua Sinocruz

Joshua Sinocruz

Mortgage Loan Originator

(949) 779-5804
Kody Esguerra

Kody Esguerra

Loan Officer Assistant

(949) 919-5232

Your call will come from one of these two numbers — save them and you'll know it's us. ★ 5.0 on Experience.com · NMLS #1868298 · Licensed in 25 states.

Thirty minutes on your goal, the programs that actually fit it, and what the numbers look like — including the trade-offs most lenders skip past.

  • You'll talk to Joshua or Kody — a two-person team, not a call center.
  • No hard credit pull to talk it through, and your information is never sold.
  • Bring a scenario, a property, or just a question. Nothing to prepare.